MUTUAL FUNDS
Mutual Fund is an investment scheme managed by professional asset managers. The managers to the fund
allocate and invest an investment corpus contributed by multiple investors who share common financial
goals. The corpus is invested into various financial instruments based on a pre-decided criteria and
objective of the scheme. The investors can choose a fund according to his / her preferences and risk
appetite, holding specific units of the fund in their name in proportion to the amount invested by them.
It is an attractive investment option for retail investors as it offers opportunity to diversify risk
across multiple securities as well as pay a low cost as charges for fund management.
A diverse variety of mutual fund schemes by a number of fund management houses are available.
Each scheme has its own unique objective, fund managers, expenses as well as risk exposure.
The table below gives an overview of the different kinds of schemes available for investment.
The advantages of investing in a Mutual Fund are:
>Professional Management
>Diversification
>Convenient Administration
>Return Potential
>Low Costs
>Liquidity
>Transparency
>Flexibility
>Choice of schemes
>Tax benefits
>Well regulated
TYPES OF MUTUAL FUND SCHEMES
Wide variety of Mutual Fund Schemes exist to cater to the needs such as financial
position, risk tolerance and return expectations etc. The table below gives an overview
into the existing types of schemes in the Industry.
By Structure
Open – Ended Schemes
Close – Ended Schemes
Interval Schemes
By Investment Objective
Growth Schemes
Income Schemes
Balanced Schemes
Money Market Schemes
Other Schemes
Tax Saving Schemes
Special Schemes
Index Schemes
Sector Specific Schemes
Mutual funds
>Buy / sell mutual funds in the same way as you trade
in share market.
>Get your mutual funds dematerialised and have a consolidated
view of all your holding in equity and mutual fund.
Benefits of Mutual Funds in Demat
>No hassles of signing application forms for every purchase
or redemption.
>Complete data of all the years will be covered in a single
demat statement that is made available through R. Wadiwala
>Single point of contact at R Wadiwala for all your requirements.
>Stay updated with your latest valuation on a phone call
or by using our mobile app or website